Emerge is a fast, free platform that simplifies financing for small businesses by connecting them with a network of partners. Using advanced AI, Emerge matches your business with top lenders, offering tailored financing solutions for various needs, from expansions to operational expenses.Our partner-driven approach provides flexible funding without high interest rates or restrictive terms.

Our experienced team helps organize essential financial documents for a strong loan application. With Emerge’s intuitive tools, you can confidently and securely apply for the funding your business needs, meeting short-term financial goals while preserving future earnings. Emerge links borrowers directly with lenders in the market but does not act as a brokerage that seeks out the best loan rates.

Emerge partners with lenders and insurers to streamline the acquisition of digital-native small-to-medium business customers. Our AI/ML-powered intake process matches your products with the best applicants, optimizing pre-qualification and underwriting. This ensures you receive top-quality applicants to help grow your business.

Our product suite ensures that both lenders and insurers can facilitate SMB financing and insurance offerings seamlessly and efficiently. We manage data, digitize applications, and ensure top-notch security on your behalf, allowing you to focus on providing excellent financing and insurance services.

We prioritize security and compliance by employing a dedicated full compliance team and working closely with our capital providers. Our team is committed to adhering to all regulatory standards set by the Financial Industry Regulatory Authority (FINRA), ensuring that our products are safe and our operations are trustworthy. This commitment is fundamental in minimizing risks associated with our offerings and maintaining the highest level of trust and security for our users and partner platforms. Emerge links borrowers directly with lenders in the market but does not act as a brokerage that seeks out the best loan rates.

Emerge is designed to accommodate lenders and insurers of all types and sizes. Our extensive product suite leverages a wide range of data points to ensure compatibility with industry standards. The best way to understand how Emerge can seamlessly integrate with your lending or insurance solution is to book a complimentary consultation with us. This free call will help you assess if Emerge is the ideal partner for your needs.

Here are some common ways digital-native SMBs have used loans to scale their venture:

Investing in Technology Infrastructure: SMBs rely heavily on technology to operate deliver their products or services. They often use loans to invest in upgrading their tech infrastructure, purchasing software, hardware, and implementing cybersecurity measures.

Marketing and Digital Advertising: Loans are frequently used to fund digital marketing campaigns, including social media advertising, pay-per-click (PPC) campaigns, search engine optimization (SEO), and content marketing. This helps them increase brand awareness, acquire customers, and drive sales online.

Product Development & Scaling: Loans enable digital-native SMBs to scale their operations by hiring additional staff, expanding their workspace, and optimizing their supply chain, or innovate and develop new products or services through research and development, prototyping and launching offerings.

Acquisition of Business & Assets: A common strategy used to leverage debt for higher returns, as digital-native SMBs grow, they may use loans to finance acquisitions of complementary businesses or assets that can accelerate their growth strategy or provide strategic advantages. Utilizing Insurance for Risk

Management: SMBs use insurance as a critical tool for managing risks and protecting their investments. They often invest in various insurance policies, such as general liability, property, cyber liability, and business interruption insurance. These policies help safeguard against potential losses due to unforeseen events, ensuring business continuity and financial stability.

Emerge is crafted to seamlessly integrate into any lending or insurance platform. By incorporating your underwriting and pre-qualification criteria, our system optimizes our products for your specific offerings. This data feeds our AI/ML algorithms, providing an intuitive user experience for applicants. We streamline the process, delivering pre-qualified leads to enable fast and efficient user acquisition.

With Emerge’s extensive application intake process, we provide a comprehensive overview of a digital-native SMB alongside their application. This way, you already have all the information needed to to evaluate the customer and loan request against your lending criteria, we take care of the rest.

Implementation is quick and can be completed in just a few days. During this time, we’ll connect your systems, integrate your pre-qualification and underwriting criteria, and build the necessary workflows. Once set up, you’ll be activated within your system to start receiving leads, closing new business, and generating revenue immediately.

Our core platform is free! Our AI-powered intake system and pre-qualification algorithms are provided at no cost, and we don’t charge for implementation and setup. Our goal is to get you onboarded and generating new revenue as quickly as possible. We operate on a transaction fee (commission) model, earning only when applicants are successfully closed.